Borrowing...
Below are our articles on the subject of Borrowing. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
![Borrowing 75% LTV](images/110x80/14095.jpg)
Borrowing 75% LTV
A description of what lending 75% Loan to Value means and why it is important to understand this when taking out a mortgage....
![Borrowing More Than the Property Value](images/110x80/14097.jpg)
Borrowing More Than the Property Value
A look at how you can get a mortgage for more than the property is worth and if there are any risks in doing this....
![Borrowing up to 100% LTV](images/110x80/14096.jpg)
Borrowing up to 100% LTV
A look at when it is a good idea to borrow 100% of the property's value, and how this can help first-time buyers onto the housing ladder....
![Can you Afford your Mortgage?](images/110x80/14099.jpg)
Can you Afford your Mortgage?
A look at what you need to think about before you commit yourself to a mortgage and why it might be worthwhile waiting for a while....
![Getting a Deposit for a Home](images/110x80/14098.jpg)
Getting a Deposit for a Home
A look at how you can get a deposit for your dream home, and why putting down a deposit for the property is always best, if you can....
![Loan-to-Value](images/110x80/14093.jpg)
Loan-to-Value
A description of what the phrase loan to value means and why it is important to think carefully about what loan to value you borrow from a lender....
![Mortgages and Extra Loans](images/110x80/14100.jpg)
Mortgages and Extra Loans
If you have taken out a loan in the past it doesn't mean you won't be able to get a mortgage, in some cases it may even help you....
![Paying the Money Back on your Mortgage](images/110x80/14101.jpg)
Paying the Money Back on your Mortgage
A look at when it is best to pay back the money you owe on your mortgage and how you should do this....
![Why Lenders are Cutting Back](images/110x80/12847.jpg)
Why Lenders are Cutting Back
A look at why the mortgage market has changed so dramatically over the past few months, and why lenders are imposing stricter lending criteria....