First-time Buyers
First-time buyer articles cover budgeting, choosing locations, and understanding the buying process. We also look at common concerns like property values and affordability challenges.
Budgeting for a Mortgage
Getting a mortgage is just the start, you'll also need to budget for repairs, council tax, utilities and emergency savings to avoid money problems later.
Choosing the Right Location for Your First Home
Check the area properly before buying your first home, look at transport, noise, local vibe, and house prices in the neighbourhood.
Doing Your Research and Asking the Right Questions
Asking your mortgage broker the right questions about who's lending the money and how much they're earning can save you from a bad deal.
Talk to Friends and Family About Buying a Home
Family and relatives can offer financial help, lender guarantees, mortgage advice and local knowledge when you're thinking about buying a home.
What to Be Aware of When Buying Your First Home
Take time to plan your first home purchase carefully and stay financially aware before committing to a mortgage.
Why Is It Getting Harder to Get on the Property Ladder?
Banks tightened lending standards after years of easy mortgages, making it much harder for first-time buyers to get approved without a substantial deposit.
Will My Property Go Down in Value?
Real estate values can drop, and these warning signs help you assess whether your property is at financial risk.
Topics
Free Tools
Mortgage Costs
FAQ's
Case Studies
First-time Buyers
Clear a Mortgage
Facts & Figures
Mortgage Types
Bad Credit
Self-Certification
Self-build Mortgage
Borrowing
Timing
Mortgage Sharing
Getting Advice
The Mortgage Process
Insuring the Mortgage
Regulation
The Credit Crunch
Remortgaging