The Mortgage Process
The stages involved in getting a mortgage from initial enquiry through to completion. Articles explain each step including applications, credit checks, valuations, offers and the exchange of contracts.
Completing Your Mortgage Application
Get your mortgage application right the first time by knowing what documents and information your lender actually needs.
Decision in Principle and the Mortgage Offer
A decision in principle isn't a guarantee—here's what can go wrong and how it differs from a mortgage offer.
Exchanging Contracts
Check everything carefully before exchanging contracts on your mortgage, including the survey and lender's offer.
Initial Meeting
Meet with a mortgage broker before house hunting so you know your budget and avoid falling in love with properties you can't afford.
Mortgage Jargon Buster
Common mortgage terms explained so you can understand what lenders mean without feeling lost.
Mortgage Reference Checks
Lenders ask for employment and landlord references to verify you're reliable before approving your mortgage application.
Property Value
Property values can swing wildly between valuers, so get multiple assessments before buying or selling to negotiate a better deal.
Topics
Free Tools
Mortgage Costs
FAQ's
Case Studies
First-time Buyers
Clear a Mortgage
Facts & Figures
Mortgage Types
Bad Credit
Self-Certification
Self-build Mortgage
Borrowing
Timing
Mortgage Sharing
Getting Advice
The Mortgage Process
Insuring the Mortgage
Regulation
The Credit Crunch
Remortgaging