Mortgage Types...
Below are our articles on the subject of Mortgage Types. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Bridging Finance
A look at what bridging finance is, how it can be used to buy a property and when it should be avoided....
Buy-to-let Mortgage
A guide to buy-to-let mortgages, looking at the benefits and pitfalls of renting out a property and where is best to buy....
Can My Lender Increase My Mortgage Payments?
One of the biggest misconceptions among mortgage holders is that their mortgage payments cannot increase, but this isn’t always true....
Cashback Mortgage
A look at how a cashback mortgage works and why this might be an option for first-time buyers who are short of cash....
Commercial Mortgage
A look at what a commercial mortgage is and how these can be used for people who own their own business....
Discounted Vs Standard Variable Rate Mortgage
A look at the pros and cons of discounted mortgages and standard variable rate mortgages and when it is best to use these types of mortgage....
Fixed Rate Mortgage vs Base Rate Tracker
A look at what it means to have a fixed rate mortgage and a base rate tracker mortgage, and which one may suit you best....
Flexible Mortgage
A look at how a flexible mortgage can allow you to take a career break for a few months and not have the worry of having to pay your mortgage....
Interest Only Mortgage
A look at how an interest only mortgage can help a first-time buyer onto the property ladder and what to consider when choosing this option....
Key Worker Mortgage
A look at how being a key worker can give you an advantage when it comes to getting the first step on the housing ladder....
Libor Mortgage
A look at what a Libor rate is and when this type of mortgage should be used, and when it should be avoided....
Muslim Mortgage
A glimpse at how Muslims can get on the property ladder and have a mortgage without paying interest and breaking Islamic law....
Offset Mortgage
A look at whether an offset mortgage is right for you and how it could help you pay off your mortgage quicker....
Prime Mortgage
A look at what a prime borrower is and what the advantages of being this type of borrower are when getting a mortgage....
Questionnaire: Should I Get a Linked Mortgage?
Packaged mortgage deals are becoming increasingly popular on the high street, but they are not right for everyone....
Taking Out a Second Mortgage
A look at what second mortgages are, who offers them, and why they have gained a reputation as being more expensive in the past....
What is a Top-up Mortgage?
A look at what your options are when taking out a top up mortgage, and why in the current climate you may find it harder to get one....
Why Are Lenders No Longer Allowing Interest-Only Mortgages?
In 2007, 33% of all first-time buyer mortgages were interest-only, but this has fallen to around 6% as lenders restrict this type of borrowing....