Getting Advice
Guidance on where to get mortgage advice and how to choose between different lending options. Articles compare banks, building societies, brokers, comparison websites and explain costs and application requirements.
Bidding for a Mortgage
How to buy property at auction without breaking the bank or needing deep pockets.
Borrowing from a Bank
Big banks offer competitive mortgage rates and flexibility, but you'll need to weigh their impersonal service against potential savings.
Borrowing from a Building Society
Building societies can offer competitive mortgage rates and innovative products, but eligibility often depends on your location and membership status.
Looking in the Newspaper
Your local newspaper can help you find homes and mortgage lenders, but watch out for ads that promise deals that seem too good to be true.
Price Comparison Sites
Price comparison sites search mortgage and financial products quickly, but they only show the cheapest rates and don't consider your personal situation.
The Cost of Mortgage Advice
Mortgage advice fees vary widely depending on your loan type and broker, so compare direct lender offers against broker options before deciding.
Visiting a Mortgage Broker
A mortgage broker can access whole-of-market deals, but check they're regulated and specialise in mortgages before committing to one.
What to Do if You Can't Afford a Mortgage
If you can't get approved for a mortgage, here are practical steps to help you afford a home or get on the property ladder.
What to Take with You When Requesting a Mortgage
Bring your bank statements, pay slips, and credit history documents when applying for a mortgage to get the best possible offer.
Where Should I Go for a Mortgage?
Work out which mortgage lender suits your situation by answering questions about your circumstances, goals and confidence level.
Topics
Free Tools
Mortgage Costs
FAQ's
Case Studies
First-time Buyers
Clear a Mortgage
Facts & Figures
Mortgage Types
Bad Credit
Self-Certification
Self-build Mortgage
Borrowing
Timing
Mortgage Sharing
Getting Advice
The Mortgage Process
Insuring the Mortgage
Regulation
The Credit Crunch
Remortgaging