Self-Certification
Information about self-certification mortgages for self-employed borrowers and those with irregular income. Articles cover eligibility, advantages, limitations and market availability.
Borrow More with Self Cert Mortgage?
Self-cert mortgages let you claim your own income, but you'll need to prove it and lenders are still cautious about how much they'll lend you.
Has the Credit Crunch Killed Off Self-Cert?
Self-cert mortgages let borrowers hide their income, but the credit crunch and FSA concerns about fraud have put them in the firing line.
Mortgages for the Self-Employed
Self-employed people can get mortgages by proving their income through payslips and bank statements, even with variable earnings from commission.
Pro's and Con's of a Self-Cert Mortgage
Self-cert mortgages were banned in the UK after the 2008 crisis, but here's what they offered and why lenders stopped using them.
Self-certification and Its Bad Reputation
Self-cert mortgages gained a bad reputation due to fraud and lender misconduct, but the issues came from dishonest practices rather than the product itself.
Who Needs a Self-cert Mortgage?
Self-cert mortgages work for anyone with variable income, from side hustlers to self-employed tradespeople and bonus-earning professionals.
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First-time Buyers
Clear a Mortgage
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Self-build Mortgage
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The Credit Crunch
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