Borrowing...
Below are our articles on the subject of Borrowing. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Borrowing 75% LTV
When enquiring about a mortgage you will come across the phrase LTV, and lenders will talk about what LTV they are willing lend to you, this can be very confusing if...
Borrowing More Than the Property Value
Lenders have hit the headlines in the past when they have offered first-time buyers mortgages that exceed the value of the property, with people...
Borrowing up to 100% LTV
With house prices slowly creeping upwards year on year, it is not surprising that
first-time buyers are finding it impossible to save up a deposit to buy their...
Can you Afford your Mortgage?
It is a harsh reality that many people can simply not afford to get on the housing ladder, despite lenders offering first-time buyers up to five times their income...
Getting a Deposit for a Home
You may think that a deposit is unnecessary if you have been offered a mortgage for the full value of the property, but the best thing you can do is put down as high...
Loan-to-Value
Why is the Loan-to-Value important?
You will often hear lenders and brokers refer to the LTV, this simply means the Loan-to-Value or how much a lender is...
Mortgages and Extra Loans
You would be surprised how many people think that their finances are not very good, when in fact they are. A mortgage is just like any other loan you can get, and it...
Paying the Money Back on your Mortgage
There are a number of ways in which you can pay back the money owed on your mortgage. Most people will take the normal route of paying it back on...
Why Lenders are Cutting Back
The mortgage market is going through one of its most significant periods of change at the moment and lenders are not only limiting who they lend to, but a lot of...
