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Borrowing...

Below are our articles on the subject of Borrowing. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Borrowing 75% LTV
Borrowing 75% LTV
A description of what lending 75% Loan to Value means and why it is important to understand this when taking out a mortgage....
Borrowing More Than the Property Value
Borrowing More Than the Property Value
A look at how you can get a mortgage for more than the property is worth and if there are any risks in doing this....
Borrowing up to 100% LTV
Borrowing up to 100% LTV
A look at when it is a good idea to borrow 100% of the property's value, and how this can help first-time buyers onto the housing ladder....
Can you Afford your Mortgage?
Can you Afford your Mortgage?
A look at what you need to think about before you commit yourself to a mortgage and why it might be worthwhile waiting for a while....
Getting a Deposit for a Home
Getting a Deposit for a Home
A look at how you can get a deposit for your dream home, and why putting down a deposit for the property is always best, if you can....
Loan-to-Value
Loan-to-Value
A description of what the phrase loan to value means and why it is important to think carefully about what loan to value you borrow from a lender....
Mortgages and Extra Loans
Mortgages and Extra Loans
If you have taken out a loan in the past it doesn't mean you won't be able to get a mortgage, in some cases it may even help you....
Paying the Money Back on your Mortgage
Paying the Money Back on your Mortgage
A look at when it is best to pay back the money you owe on your mortgage and how you should do this....
Why Lenders are Cutting Back
Why Lenders are Cutting Back
A look at why the mortgage market has changed so dramatically over the past few months, and why lenders are imposing stricter lending criteria....
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