The Credit Crunch...
Below are our articles on the subject of The Credit Crunch. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
All About Base Rate Cuts
Each month a group of people called the Monetary Policy Committee meet to discuss whether the bank base rate should go up or down.
When inflation is high the committee...
Finding a Tracker Mortgage
Tracker mortgages have always been a popular choice of mortgage product. Unlike a fixed rate mortgage a tracker can go up or down throughout the course of your mortgage...
Has the Credit Crunch Killed Off Self-Cert?
The credit crunch has changed the landscape of the UK mortgage market forever.
One of the casualties of the credit crunch is sel...
How and When Will the Market Recover?
A crystal ball would be a great tool when it comes to predicting what the future holds for the financial markets.
Six months ago everybody thought...
How the Government Bailout Banks
The financial situation of the UK banks has got so bad that the government has offered to intervene and offer them money should they need it.
So far the...
In Mortgage Arrears: What Can I Do?
Unfortunately more people are finding themselves in arrears than ever before. A deadly cocktail of high unemployment and rising costs means many have fallen behind...
In Negative Equity: Can I Move?
The credit crunch has created what is known as mortgage prisoners, those who are stuck in their homes because they have found themselves in negative equity....
Protecting Your Mortgage
With rising unemployment levels and an increasingly ropey economy, you may want to think about getting some form of protection for your mortgage.
Protecting...
Questionnaire: Are You at Risk of Negative Equity?
It is predicted that millions of homeowners will fall into the negative equity trap over the coming months. House prices are starting to plummet...
Rising Repossessions Due to the Credit Crunch
An unfortunate result of the credit crunch is that more mortgage lenders are starting to repossess properties. Repossession is the process the...
What's Happening to the Mortgage Market?
The mortgage market has suffered an upheaval of late. Funding has dried up which means mortgage availability is scarce.
Lenders do not have...
Why Mortgage Lenders Are Going Bust
It is a sad truth that a lot of mortgage firms and lenders are going bust at the moment. At its peak the mortgage market had over twenty lenders willing to hand out...
