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Mortgage Types...

Below are our articles on the subject of Mortgage Types. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...

Bridging Finance

Bridging finance has often been described as the Ferrari of the finance world, it’s fast, expensive and only for those that can afford it. A bridging loan, as the...

Buy-to-let Mortgage

If you’re not house proud or don’t mind somebody else living in a property you own, then a buy-to-let mortgage could offer you a worthwhile investment. The...

Can My Lender Increase My Mortgage Payments?

The last thing you want is a nasty surprise and your lender telling you that your monthly payments have increased, but unless you know exactly...

Cashback Mortgage

You may have managed to get your dream home, be able to afford the mortgage payments and be well on your way to becoming a first-time buyer, however your pockets may...

Commercial Mortgage

If you own your own business or are thinking about setting up one, then paying rent for the business premises could cost you just as much as paying a mortgage for...

Discounted Vs Standard Variable Rate Mortgage

Starting out as a first-time buyer can be an expensive and tough job, which is why discounted mortgages have proven a popular choice for this...

Fixed Rate Mortgage vs Base Rate Tracker

To fix or not to fix is often the question when it comes to choosing whether to take out a fixed rate mortgage. A mortgage that is fixed does...

Flexible Mortgage

If you are one of those people who do not know how much money they are going to earn from one day to the next, a flexible mortgage could be the best mortgage for...

Interest Only Mortgage

Paying only the interest on a mortgage can be a tempting offer for first-time buyers and enable those who wouldn’t normally be able to afford a home, a helping hand...

Key Worker Mortgage

A key worker is someone who offers a key service to society, such as a nurse, someone who works for the NHS, a teacher, social worker, firefighter or other public...

Libor Mortgage

Libor mortgages can be tricky to understand, and although they work in a similar way to tracker mortgages in so much as they follow a rate and go up and down, they...

Muslim Mortgage

Until a few years ago if you were a Muslim living in Britain it was almost impossible for you to take out a mortgage. This is because Islamic law states that...

Offset Mortgage

Trying to understand how an offset mortgage works can be a tricky business, but if you do manage to work out its mechanics, it could pay off. First things first,...

Prime Mortgage

If you are lucky enough to have a good credit record and don't have any county court judgements against your name then you will be classed as a prime borrower....

Questionnaire: Should I Get a Linked Mortgage?

Since the credit crunch hit, lenders and banks have found it hard to raise enough money to fund their mortgage lending. In order to lend...

Taking Out a Second Mortgage

A second mortgage or ‘secured loan’ as they are often referred to, is a loan which is secured against your property. So unlike an unsecured loan, if you fail to...

What is a Top-up Mortgage?

An increasing number of mortgage lenders are starting to offer what is know as top up mortgages. This does exactly what it says, it allows you to top up your...